| 1. |
Complete and
sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet,
credit authorization and fair lending notice. Page 4 of the application is a continuation
page in case you need additional space for your assets or liabilities. If you make a
mistake while filling out the application cross it out, and make a change. Do NOT use
white out. |
| 2. |
If you are salaried:
provide two years W-2 and one month of paystubs OR if you are self-employed:
provide two years tax returns and a YTD profit and loss statement. |
| 3. |
If you own
rental property, please provide rental agreements and two years tax returns. |
| 4. |
If you wish to
speed up the approval process, please also provide three months bank statements for each
bank, stock and mutual fund account. |
| 5. |
Provide recent
copies of any stock brokerage or IRA/401K accounts that you may have. |
| 6. |
If you are
requesting a cash out refinance please provide a letter explaining what you plan to do
with the proceeds. |
| 7. |
Provide
copy of divorce decree if applicable. |
| 8. |
If you are
NOT a US citizen provide us with a copy of your green card
(front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1
visa. |
